By Kimmy Wan Table of Contents Key Updates — The Economy & KW’s Opinion — Why We Took Some Profits AI in Investing — Helpful Tool & KW’s Opinion — How We Use It Netflix — Strong Business, Weak Stock & KW’s Opinion — Build, Don’t Chase Apple — Cash Machine, New Chapter & KW’s Opinion — Long-Term Strategy Market Expectations — What’s Priced In & KW’s Opinion — Stable for Now Planning Check — Medicare Costs & KW’s Opinion — Why Overpaying Happens Education — Phone Security Check